Many companies in the United States choose to purchase insurance that covers their officers and directors if they or the company are sued. Premiums for this type of insurance have increased recently, jumping 104% in the first quarter compared with the same period a year earlier. There a number of different factors behind the increase, […]

In early August 2020, the U.S. Small Business Administration (SBA) began accepting Paycheck Protection Program (PPP) loan forgiveness applications. In addition, new guidelines were introduced on the loan forgiveness process and a new appeals process. There is continuing confusion regarding the forgiveness process, and many businesses are waiting until everything is straightened out. What is […]

Millions of people have lost their jobs as a result of the coronavirus pandemic. With their jobs, these people have also lost their health insurance. This is particularly stressful at a time when we are facing a serious health crisis. You do have some options, however, if you have lost your health insurance. Get on […]

As a result of COVID-19 city and state shelter in place orders across the country, thousands of businesses had to close and lost a substantial amount of their business. Many of these businesses had business interruption insurance, which would help them recover some of their losses. However, most of these businesses are finding that when […]

COVID-19 has struck a devastating blow to the U.S. economy. Non-essential businesses across the country have been forced to close in light of local orders and requirements. This has made it difficult for a whole host of businesses, many of which pay premiums for business interruption service. But what happens when those insurance policies don’t […]

Do you understand what’s covered under your health insurance policy? A survey by Policygenius found that 96% of Americans don’t understand their health insurance coverage. The survey of 2,000 Americans found that most of them overestimate their understanding of health insurance concepts. Health insurance is complicated but is something we all need in our lives, […]

With the threat of COVID-19 forcing cities to encourage quarantining and the closure of many businesses, potentially thousands of Florida residents will be suddenly faced with unemployment. Many are seeking the assistance of unemployment compensation to get them through some difficult times. However, with a large number of people suddenly unemployed, it has been a […]

Personal injury protection, or PIP, is a form of car insurance that will cover a portion of medical bills and lost wages if you are involved in an accident. PIP coverage applies regardless of whether you were at fault for an accident. That is why it is sometimes known as “no-fault insurance.” PIP is currently […]