For the most part it’s going to be four years. If the party or the company or the person that injured you was a government employee you might need to take steps prior to that four years, so you need to talk to an attorney that’s experienced and can guide you through the timing of what needs to be done and when it needs to be done by.
For my clients that come to me that own businesses or own properties, I always advise them to look into security. Not for them to look into security, but for them to hire a security consultant to do a review of their operation and of the area to tell them what they think they need to provide adequate security, if in fact they do need to provide adequate security.
The answer to that question depends upon the circumstances. Oftentimes a parent will allow their child to have a party at their house, even when the child maybe is in their late teens. If the parents are supplying the liquor or the alcohol or the drugs or they know that people are drinking excessively then they can be held responsible for any damage that the people at the party eventually cause.
This will depend on whether you actually have coverage for this type of insurance. It is not required under Florida law, however, most insurance company’s policies do cover this type of insurance. Any time you get automobile insurance or any other insurance you should speak with your agent and go over every single type of coverage that’s available and every single type of coverage that you think you need.
If you are not at fault or you are not primarily at fault, you should be able top find an attorney in Florida or most parts of the United States that will work on what’s called a contingency fee basis where they will take a percentage of the money that they recover for you if they make a recovery. If they do not make a recovery, then you will not have to pay any attorneys fees. That is most of the situations. However, if you do file a lawsuit and you lose, you might actually be responsible for the other driver’s attorneys fees.
I strongly believe the best thing to do is for you to find a competent attorney and call them up immediately and ask them what you should do. Normally, at the scene of an accident, people have cell phones and they can document the cars, the damage to the cars, both of the vehicles. If you have any blood or if there is any other visible signs that you think support or defend your position, I would take photographs of those because once you leave the scene, it’s hard to go back and recreate what actually happened at the scene. However, if the accident is very, very serious, I would not hesitate to call an attorney from the scene, as most competent attorneys will acknowledge and recognize the severity of the accident and might actually go over to the accident scene themselves and do what’s necessary.
Liability insurance is a type of insurance that will cover you for any damages that you cause. Those damages might be injuries, medical bills, lost wages, or things of such nature. This is not a required insurance coverage in the state of Florida, however, I recommend that people obtain a certain amount of liability coverage so that, in the event that you cause an accident, you will not have to be responsible for paying out the damages.
A permanent injury is an injury that’s going to last your entire life. However, in law when we talk about a permanent injury, typically what we’re talking about is whether we believe more likely than not the injury that you have will be a permanent injury and whether we can prove that to a jury. If we do not believe that you have a permanent injury, then you might not be able to file a lawsuit for injury damages.
Technically speaking you are responsible for any damages over the limits of your policy. However, many insurance companies, especially good insurance companies will basically take care of those damages as well. I would not rely on that, however, during the case oftentimes your insurance company might not want to settle within the policy limits. In that case, oftentimes they will tell you whether they will cover you for any excessive damages, those will be money that’s over and above what your policy limits are. However, you really need to pay attention to what is going on in the case and if you feel like your insurance company is not representing your best interest you might want to hire your own attorney to try to obtain the best result for you, in addition to the attorney that the insurance company has provided for you.