Don’t confuse the cooperative insurance company with what might in fact be an insurance company that’s trying to settle on the cheap or on terms very favorable to themselves. If you are dealing with an insurance company and you do not understand the laws, and you do not understand what you’re entitled to, and you do not understand how your medical injuries might evolve, then you might settle in a very unfavorable way and be left with bills that are unpaid, and other situations that you are not aware of when you make the settlement.

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