Don’t confuse the cooperative insurance company with what might in fact be an insurance company that’s trying to settle on the cheap or on terms very favorable to themselves. If you are dealing with an insurance company and you do not understand the laws, and you do not understand what you’re entitled to, and you…

Under insured motorist coverage applies in the scenario where you’re involved in an accident and you are not at fault, and you suffer economic or physical injuries and the other person that is responsible either does not have insurance or has insufficient insurance to compensate you. Then you would if you obtained under insured or…

Some accident cases, most accident cases are not complicated and there is a clear fault an issue. Other accident cases are not so clear as to who is at fault, how it happened and who will be responsible. The more cars involved in the accident, if there is construction, if there is things along the…

Medicaid or Medicare fraud occurs when a provider who is billing the United States government or a state government for Medicaid or Medicare falsely bills the government. Sometimes the bills can be overbills, sometimes the bills can be for services not rendered, and there are other possible scenarios where the medical provider can actually defraud…

If you believe that there is $500 of damage to your vehicle or more, the law requires that you call the police and make a police report. Additionally if you are not on a police report and you try to obtain PIP benefits, your rights might be severely limited, so I always suggest no matter…

The determination of fault is going to depend upon what stage you are in the claim, or the litigation. Early on, the police department, or the police officer, will make a determination and put that on the police report, whether they issue a citation or not. When the police report is used at the beginning…

I believe every insurance policy in the state of Florida requires that you contact your insurance company and cooperate in case you have an accident. No matter what, I always suggest to my clients that they contact the insurance company and cooperate and provide the information as soon as possible, whether you want to do…

Yes. In many cases, an insurance company is going to send you a letter or call you up to schedule what’s called an examination under oath where they will send you to either their office or one of their attorney’s office and at that point you will be asked questions under oath about the accident,…

Property damage liability insurance pays for the situation where you are driving and you’re involved in an accident with another vehicle or vehicles. If you are at fault, your insurance will pay for the property damage that you cause to other vehicles.

Unfortunately, the law’s changed recently and is requiring that people go and seek medical attention with the proper type of doctor within 14 days of the accident, so certain doctors in the past are not going to be qualified to provide the initial care and so you need to make sure that you go to…

© 2014 GREGG GOLDFARB, LLP | Miami, Florida

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